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Cheap sex toys Share Share this Story: Banks’ exposure to loans backed by residential real estate more than $1 trillion Copy Link Email Facebook Twitter Reddit Pinterest LinkedIn TumblrNews Local News COVID 19 Politics National COVID 19 Crime World Education Staff Blogs Weather Podcasts BC Public Sector Salaries Database Archives Hot Topics Business Local Business Open during COVID Featured Businesses Energy Mortgages Real Estate Commercial Real Estate Economy Next Technology Gaming Internet Personal Tech Retail FP Markets Small Business BC Top Employers Opinion Columnists Letters Op Ed Sports Hockey Vancouver Canucks NHL Football BC Lions CFL NFL Soccer Vancouver Whitecaps MLS International Baseball Basketball NBA NCAA Golf Golf Videos MMA Curling Tennis Auto Racing Arts Local Arts Celebrity Movies Movie Listings Television TV Listings Music Theatre Festivals Books Life Shopping Essentials Food Local Food Reviews Recipes Wine Country Salut! Health Local Health Diet Fitness Family Child Men Women Seniors Sexual Health Fashion Beauty Parenting Relationships Royals Puzzles New York Times Crossword Comics Advice Horoscopes Contests National Contests Homes Buying Selling Westcoast Homes and Design Current Issue Condos Decorating Gardening Renovating Out of Town Properties Travel Local Travel International Travel Obituaries Place an Obituary Place an In Memoriam Classifieds Place an Ad Celebrations Real Estate Marketplace Local Directory This Week’s Flyers Jobs Auction Driving All Driving News Reviews Car Comparison Buyer’s Guide Healthing The GrowthOp Videos ePaper Our Offers My Account FAQShare this Story: Banks’ exposure to loans backed by residential real estate more than $1 trillion Copy Link Email Facebook Twitter Reddit Pinterest LinkedIn TumblrBreadcrumb Trail Links Real Estate Mortgages Banks’ exposure to loans backed by residential real estate more than $1 trillion Once upon a time, loans made by the big Canadian banks were split evenly between personal and commercial ones. But as they grew, the banks tilted heavily toward a mix of loans that is now as much 75 per cent to households versus institutions and businesses. This represents 62 per cent of its total loans, the highest percentage of the national banks.This means that as real estate watcherslook for more certain signs of what a recent slowdown in sales means for the long term direction of a market that has gonesteeply up for some time, there is also more scrutinyon the national banks and local credit unions that have fuelled this activity.Combing through some of the newest numbers available from a week of big banks reporting earnings,Edward Jones analyst Jim Shanahan found thatthe four banks who had held calls by press time RBC, TD, BMO and CIBC added some $17 billion in residential real estate mortgage loans in the last three months.Article content Shanahan noted thatCIBC, in particular, grew its residential mortgage loans from $169 billion to $175 billion for the quarter ending July 2016, and that this represents 62 per cent of its total loans, the highest percentage of the national banks.”They have taken these loans and underwritten more of them at a point in the cycle where households are more leveraged and home prices have been the highest male sex toys.